MORTGAGES

💰 Get Pre-Approved, Get Pre-Qualified, or Compare Your Existing Mortgage

To help lenders give you accurate, apples-to-apples quotes (and faster pre-approvals), include the details below when you post your request.
Best of all: we strongly encourage you to upload your most recent monthly mortgage statement — this lets five licensed mortgage experts compete with precise numbers instead of estimates.

What to share (the more, the better):

• 🏠 Current monthly mortgage payment (approximate is fine if you don’t have the statement yet)
• 💵 Loan balance and interest rate (if known)
• 📈 Loan type — fixed, adjustable (ARM), FHA, VA, or conventional
• 📊 Credit score range — excellent, good, fair, or rebuilding
• 📅 Goal — refinance, lower payment, shorten term, or cash-out

Uploading your statement (easy options):

• 📎 Attach the digital/PDF statement you received by email.
• 📱 Take clear photos (front and back if needed) and upload them.
• 🖨️ Print and scan if that’s easier.

Privacy first — please redact sensitive info:

• ✂️ Black out SSN, full loan/account numbers, routing numbers, and any security/QR codes.
• 🖊️ If you print it, use a Sharpie (solid, opaque lines).
• 🖥️ If you share a PDF, use true digital redaction (not just a highlight or a box).
• 🏷️ Partial info (e.g., last 4 of loan number) is fine for matching.

These details let lenders compete for your business with accurate quotes — not generic estimates.

🎥 Want to See How We Keep You Safe?

Before you share your details, take a moment to watch our short video showing how we protect homeowners through our rigorous background checks and continued lender monitoring.

Every mortgage expert on 23HourBids is thoroughly vetted — including NMLS license verification, insurance and bonding validation, and ongoing performance reviews — so you can compare offers with total confidence, knowing your information and finances are in trusted hands.